Bank of America Considering Exiting First Data Partnership: Part of the Plan or First Domino?
The Wall Street Journal reported this morning that Bank of America is considering exiting its partnership with First Data: Bank...
Facebook Reportedly Plans to Launch Private Cryptocurrency Platform – But Why?
On May 2, 2019, the Wall Street Journal published an article entitled “Facebook Building Cryptocurrency-Based Payments System; Social-media giant is...
The 2019 MIT Fintech Conference: A Show Review
On Friday, March 8, I attended the 2019 MIT Fintech Conference at the Aloft Boston Seaport Hotel in downtown Boston....
Issuers and Merchants Need to Rethink Rewards Expense
Today on PaymentsSource there is an opinion piece by Mehmet Sezgin, the CEO and Founder of myGini, entitled “Issuers and...
Mobile Merchant Wallets – A Personal Appraisal
The concept of merchant-sponsored wallets has been around for a long time, beginning with gift cards that could linked through...
Visa and Mastercard Leverage Their Dominant Role in Tokenization to Extend to the Merchant Side (UPDATED)
I hate to say “I told you so,” but as I wrote over two years ago in my blog, The...
Visa and Mastercard Settle Merchant Litigation for $6.24 billion – But How Much Is Really Settled?
Last week’s big news was the announcement of a $6.24 billion settlement of monetary claims arising out of a 13-year-old...
The Most Important Cryptocurrency You’ve Never Heard Of: Tether and the Systemic Risk to Cryptocurrencies
Like many others, I have long been concerned about the long-term viability of cryptocurrencies such as Bitcoin and Ether. When...
Are the “Pays” Finally Taking Off?
The last few weeks have been good for Apple Pay and its closest competitors, Samsung Pay and Google Pay. First,...
Thriving in a Digital World
Here at Mercator Advisory Group we just finished a quarter of scrutinizing mobile payments, and one of the insights that...
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