Interchange rates are the fees that merchants pay to card issuers for the acceptance of credit and debit cards. These...

Real-time payments (RTP) is a type of electronic payment that allows for the immediate transfer of funds between two parties....

Real-time payments are becoming increasingly popular, especially among merchants and smaller financial institutions. With real-time payments, merchants can receive payments...

When Zelle was first launched, there were no plans to use the app for anything other than person-to-person (P2P) or...

Debit routing is the process of debit card transactions being routed through various payment processors in order to find the...

Whether we're buying a car or a cup of coffee, we expect our payments to go through instantly. But behind...

A card network is a payments network that facilitates the transfer of money between financial institutions. Card networks are used...

Last April, the North Dakota Retail Association and the North Dakota Petroleum Marketers Association sued the Federal Reserve Board in...

An article in Digital Transactions caught my eye. It combines some of my favorite topics; faster payments, earned wage access...

A lot of press has been given recently to scams perpetrated through the person-to-person (P2P) app Zelle. What the headlines...