CFPB Considers Extending Mortgage Forbearances through Year-End; What About Cards?

Forbearances, an agreement to forestall collection activity against a delinquent account, give the consumer a short-term solution to suspend payments ...

Credit Card Forbearance Results So Far:

by PaymentsJournal

March 29, 2021

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

The Dead Cat Bounce in Revolving Credit Card Debt: Not So Bad Considering the Facts

by Brian Riley

February 18, 2021

The number for credit card issuers to watch is revolving debt in the United States. The metric I prefer is ...

Unemployment Up, Credit Card Debt Down

by Brian Riley

June 2, 2020

A general premise about credit cardholders is that there is a sincere commitment to repay. As with everything, there are ...

Credit Card Risk: A Rocky Road Ahead

by Brian Riley

April 10, 2020

Consumers are worried, but so are credit card companies. Credit cards offer households of every type to flexibly supplement their ...

Economic Uncertainty Drives 50 Percent Increase in Mobile Banking, According to MX Findings

by PaymentsJournal

April 3, 2020

MX, the leading digital transformation platform for banks, credit unions, and fintechs, today announced new research findings on consumer spending ...