Is Credit Card Line Utilization Increasing?
Over the past five years, the available balance on credit cards in the U.S. has shown significant fluctuations, reflecting the ...
Tag: Credit Cards
Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.
What Are the Preferred Payment Methods at Physical Locations?
In the ever-evolving landscape of retail, understanding consumer preferences for payment methods at physical locations has become crucial for businesses ...
Macy’s Credit Card Tests the Interest Rate Limits
Macy’s sent a letter to its card users announcing an increase in the interest rate on its credit card to ...
Visa, Mastercard to Extend EU Tourist Card Fee Cap
The European Commission announced that Visa and Mastercard will continue to comply with the established tourist card fee caps for ...
Coming of Age for Millennials: American Express Nails It Again
During my (very long) career in credit cards, I’ve held Mastercard and Visas at every top bank, but there was ...
Cash and Debit Discounts: More Ways for Shoppers to Save
Everyone loves to save, shoppers and retailers alike. While inflation rates and prices have come down somewhat, consumers still prioritize ...
Are Credit Limits Rising?
In an era where financial flexibility is paramount, rising credit limits have become a significant trend within the banking and ...
Credit Card Terms Are Tightening, Even as Demand Drops
Banks tightened their lending standards and terms on credit cards in the latest quarter, more than for similar products like ...
NRF Asks Fed to Drop Swipe Fees Even Lower
The Federal Reserve has proposed a plan to reduce the current cap on swipe fees for credit and debit cards ...
Small Businesses, Scrambling for Financing, Turn to Personal Credit Cards
Small business owners are increasingly in need of additional capital, with more than 60% indicating a greater demand for financing ...
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